body {
	text-align:center;
	background-color:#F1ECE9;
	color: #666666;
	font-family: verdana, sans-serif;
	font-size: 10px;
}

#frame {
	width:706px;
	height:770px;
	margin-right:auto;
	margin-left:auto; 
	margin-top:0px; 
	padding:0px;
	text-align:left;
	background-color: #F7F1D9;
	color: #000000;
	border-left: 1px #DDDDDD solid;	
	border-right: 1px #DDDDDD solid;	
	border-bottom: 1px #DDDDDD solid;
}

#frameTop{
	height:10px;
	background-color: #CD853F ;
	color: #FFFFFF;
	text-align:center;
	border-left: 1px #F7F1D9  solid;
	border-right: 1px #F7F1D9 solid;
	border-bottom: 2px #F7F1D9 solid;
	border-top: 1px #F7F1D9 solid;
}

#frameTop2{
	height:4px;
	background-color: #AAAAAA;
	color: #FFFFFF;
	text-align:center;
	border-left: 1px #CCCCCC solid;
	border-right: 1px #666666 solid;
	border-top: 1px #CCCCCC solid;
	border-bottom: 1px #666666 solid;
}

#frameBottom{
	height:30px;
	background-color: #F7F1D9;
	color: #888888;
	text-align:center;
	font-family: verdana, sans-serif;
	font-size: 10px;
}

/* -----------------------------------------------------------------------  */

A {
	color: #000000;
	text-decoration: underline;
	background-color: inherit;
}

A:hover {
	color: #470100;
	text-decoration: underline;
	background-color: inherit;
}

A:link {
	text-decoration: none;
	background-color: inherit;
}

A:visited {
	text-decoration: none;
	background-color: inherit;
}

/* -----------------------------------------------------------------------  */

#menuTop{
	height:15px;
	background-color: #EEEEEE;
	color: #FFFFFF;
	text-align:center;
	border-left: 1px #CCCCCC solid;
	border-right: 1px #CCCCCC solid;
	border-top: 1px #CCCCCC solid;
	border-bottom: 1px #CCCCCC solid;
}

.menuTopItem{
	height: 15px;
	margin-top: 0px;
	color: #CD853F;
	background-color: #CD853F;
}

.menuTopItem A{
	height:15px;
	font-style: normal;
	color: #06050B;
	padding-left:10px;
	padding-right: 10px;
	padding-top: 0px;
	border-right: 1px #CCCCCC solid;
	border-left: 1px #FFFFFF solid;
}

.menuTopItem A:hover{
	color: #CD853F;
	background-color: #FFFFFF;
	text-decoration: none;
}


.menuTopItem A:link{
	color: #06050B;
	text-decoration: none;
}

.menuTopText{
	margin-left: 10px;
	text-decoration: none;
}

/* -----------------------------------------------------------------------  */

.menuLeft{
	text-align: left;
	line-height:160%;
	margin-left: 0px;
	margin-right: 0px;
	margin-bottom: 0px; 
	font-size: 10px;
	color: #777777;
	background-color: inherit;
	font-weight: normal;
}

.menuLeftItem{
	height: 25px;
	width: 150px;
	margin-top: 0px;
	color: #FF6600;
	background-color: #EEEEEE;
	border-bottom: 1px #DDDDDD solid;
}

.menuLeftItem A{
	height: 25px;
	padding-left: 10px;
	padding-right: 10px;
	padding-top: 0px;
	width: 150px;
	margin-top: 0px;
	background-color: inherit;
	font-style: normal;
	color: #777777;
}

.menuLeftItem A:hover{
	height: 25px;
	width: 150px;
	margin-top: 0px;
	color: #FF6600;
	background-color: #FFFFFF;
	text-decoration: none;
}

.menuLeftItem A:link{
	height: 25px;
	width: 150px;
	margin-top: 0px;
	color: #777777;
	background-color: #EEEEEE;
	text-decoration: none;
}

.menuLeftText{
	margin-left: 10px;
}

/* -----------------------------------------------------------------------  */

IMG{
	border: 0px;
}

INPUT{
	margin-left: 0px;
	width: 425px;
	padding-bottom: 10px;
	font-family: verdana, sans-serif;
	font-size: 10px;
	border: 1px #CCCCCC solid;
}

input[type="submit"]
{
        background-color: #FF6600;
	color: #FFF;
}

INPUT:hover, textarea:hover, select:hover
{
        color: #000;
        background-color: #EFEFEF;
}

input:focus, textarea:focus, select:focus
{
        color: #000;
        background-color: #EEE;
}

TEXTAREA{
	margin-left: 0px;
	width: 427px;
	padding-bottom: 10px;
	font-family: verdana, sans-serif;
	font-size: 10px;
	border: 1px #CCCCCC solid;
}

/*-------------------------------------------------------------------------*/
.menuRight{
	text-align: left;
	line-height:160%;
	margin-left: 0px;
	margin-right: 0px;
	margin-bottom: 0px; 
	font-size: 9px;
	color: #777777;
	font-weight: normal;
	border-left: 1px #DDDDDD solid;
}

.menuRightItem{
	height: auto;
	background-color: inherit;
	border-bottom: 1px #DDDDDD solid;
}

.menuRightItem IMG{
	margin-top: 5px;
	margin-left: 5px;
	margin-right: 5px;
}

.menuRightText{
	margin-left: 5px;
	margin-right: 5px;
	background-color: ##F0F0F0;
	border-left: 1px #DDDDDD solid;
}

/* -----------------------------------------------------------------------  */
#frameLeft{
	width:151px;
	padding:0px;
	float:left;
	margin: 0px;
	font-size: 11px;
	border-right: 1px #DDDDDD solid;
	
}

#frameRight{
	width:151px;
	padding:0px;
	float:left;
	margin: 0px;
	font-size: 11px;
	border-left: 1px #DDDDDD solid;
}

#frameCenter{
	width:400px;
	height:auto;
	padding:0px;
	float:left;
	background-color: #F7F1D9;
	color: #000000;
	margin: 0px;
	border-left: 1px #DDDDDD solid;
	border-right: 1px #DDDDDD solid;
	
}
/* -----------------------------------------------------------------------  */
.mainContent{
	text-align: left;
	line-height:160%;
	margin-bottom: 0px; 
	color: #06050B;
	background-color: inherit;
	font-weight: normal;
}

.mainContent IMG{
	margin-left: 10px;
	border: 0px;
}

.logoSpot{
	height: 120px;
	background-color: #FFFFFF;
	border-bottom: 1px #DDDDDD solid;
}

.FairCreditsLogo{
	height: 80px;
	background-color: #F7F1D9;
	border-bottom: 1px #DDDDDD solid;
}

.head1{
	font-size: 11px;
	color: #470100;
	font-weight: bold;
	height: 15px;
	background-color: #F7F1D9;
	font-family: verdana, sans-serif;
	margin-left: 10px;
	margin-right: 10px;
}

.text1{
	margin-left: 10px;
	margin-right: 10px;
	padding-top: 10px;
	padding-bottom: 10px;
	background-color: #F7F1D9;
	font-family: verdana, sans-serif;
	font-size: 10px;
}